We are your partners for your mobility or that of your employees, and you benefit from our expertise and commitment to your satisfaction at every stage of your journey. Our team of dedicated professionals is always available to guide you, answer your questions, and ensure you get the most out of your leasing experience.
While the fundamentals of leasing remain the same, there are some practical differences between a business lease and a personal lease:
• Vehicle selection: Businesses often choose models based on their operational needs, while individuals often prioritize personal style and comfort.
• Contractual details: Everyone's needs are different, whether they are an individual or a business. Our contracts take into account both legislation and your specific requirements.
• Tax implications: Taxation is the main difference between a personal lease and a business lease. Businesses subject to VAT can often reclaim some of the VAT on their monthly rents, which is not the case for private individuals.
The Advantages of Leasing with Option to Purchase
Here is a non-exhaustive list of the many advantages of this form of consumer financing:
Down Payment: Leasing with an option to purchase requires no initial down payment (optional), making it easier to access a vehicle.
Term: The contract term varies between 24 and 60 months.
Vehicle Type: Leasing with an option to purchase can apply to both new and used cars.
Monthly Payments: Attractive monthly payments take into account the vehicle's depreciation.
Optional Services: You can add options to your lease agreement, such as extending the manufacturer's warranty or vehicle maintenance.
Purchase Option: The option to purchase a vehicle is defined in advance in the contract and calculated based on several criteria. These include the vehicle's make and model, its age at the end of the lease, and its mileage at the end of the contract. It is therefore completely customized to your project.
Costs associated with leasing a car
The costs associated with leasing a car depend on the lease agreement. You can adjust the lease term, the monthly payments, your down payment (if applicable), and the mileage allowance.
The price will also depend on the optional coverages you choose to include in the contract. The monthly payment will be higher if your mileage allowance is high, if the vehicle is new or recent, and if the lease term is short.
For your information, here are some examples of monthly lease payments for vehicles of different values and over different lease terms:
€120/month for 36 months for a €5,000 car with a €500 down payment
€100/month for 48 months for a €10,000 car with a €1,000 down payment
€240/month for 60 months for a €15,000 car with no down payment
€375/month for 48 months for a €20,000 car with a €2,000 down payment
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